Archive of Journal - Financing

Financing – scientific journal for economy

ISSUE 2017, No. 2, Article 2, Year of publication: 8, June, 2017
Determination of the performance of banks of the Republic of Serbia using macroprudential stress tests


Zoran Malešević, MSc*

*Independent Adviser on Accounting and Tax Affairs, Berlin, Federal Republic of Germany



Maintaining the value of the bank’s capital and its multiplication, with being able to pay regularly the dividends to holders of equity capital, liabilities to the state in the form of taxes and contributions, salaries to employees, as well as regular settlement of all other expenses incurred from business operations is a Conditio sine qua non in modern existence of banks. Maintaining liquidity and stability of banks includes conducting regular controls and tests by the competent institutions with the aim of more accurate presentation of the current situation and collecting adequate informational basis for eventual anticipation of future situa-tions.National Bank of Serbia used macroprudential stress tests to assess the resilience and vulnerability of the entire financial system and the impact of macroeconomic variables on system stability, as well as individual financial institutions.This paper discusses the task of the National Bank of Serbia, as regulatory and controlling body of business banks in the financial market of the Republic of Serbia. Serbia’s Central Bank uses macroprudential stress tests to control the resilience and stability of banks and the banking system of the Republic of Serbia.

Keywords: capital, bank, performance, liquidity, stability, stress test.

DOI: 10.7251/FIN1702017M

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