The journal does not charge any fees at submission, reviewing, and production stages.

Papers should be submitted directly to journals email: redakcija@financingscience.org
Papers are published under the condition that they have not been previously published, nor a request for their publication in another journal has been submitted. Papers that are not adequately prepared on the basis of this guideline will not be considered.
When submitting a paper, the author also must submit basic contact information: First name and surname with the middle letter, scientific title, mobile and landline numbers, postal address, email address, institution of employment and the position. This information will not be published, but it will be used for the editorial correspondence with the author.  The information given as a part of the paper (metadata) will be published in the journal.

Rights and obligations of authors and publishers
The papers that are accepted by the editor and the reviewers and meet the journal criteria in terms of relevance and professional level will be published.  The Editorial Board reserves the rights to adjust the papers to general rules of journal editing and language standards.
It is presumed that all opinions expressed in the published papers are those of the author only. The editor, reviewers or the publisher do not bear responsibility for the opinions of the author.
If the paper is accepted for publication, the rights to reproduce the paper in any other media belong to the publisher from the date of paper acceptance. The copyright transfer gives the users and author the right to (under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License) share (copy, distribute and transmit the contribution) under the following conditions: 1. they must attribute the contribution in the manner specified by the author or licensor, 2. they may not use this contribution for commercial purposes, 3. they may not alter, transform, or build upon this work.
The paper should be prepared according to journal standards.
If the stated criteria are not respected, Editorial Board might not accept the paper or it might ask for paper adjustment, due to which the publication might be delayed

Paper scope
The paper should be structured to maximum 15 A4 pages (between 15.0000 and 30.000 characters)

Paper structure
Paper structure must be based on IMRaD format. IMRaD format refers to a paper that is structured by four main sections: Introduction, Methods, Results, and Discussion.

Document formats, styles and formatting
Paper text in electronic format must be in one of the standard formats: doc, docx, rtf (Microsoft Word).
Regardless of the language, it is essential that the paper is typed in Unicode supported standard, preferably Times New Roman.

Paper language and letter
Language of the paper can be any language in widespread use in international community and in a given scientific field. Papers are written in Serbian and English language. The language of the paper attachment, except summary, should be in the same language as the paper itself.
The costs of translation of papers from Serbian into English and vice versa are at the journals’s expense.

Additional components of the paper
NOTE: Name and surname, email address and affiliation of the author should be stated in a separate document, and not in the file attachment, in order to preserve the anonymity during the review of the paper.

The author’s name
Full name of the author(s) is stated, including middle letter. Names and surnames of the local authors are always stated in their original form (with Serbian diacritic marks). Scientific titles of the authors are not stated.

Contact information
Address or email address of the authors are stated in the journal. If there are several authors, only the contact information of the first author is stated.

Name of the author`s institution (affiliation)
Full (official) name and address of the institution where the author is employed and possibly the name of the institution where the author carried out a survey. In complex organizations full hierarchy is stated (e.g. University of Banja Luka, Faculty of Economics Banja Luka). At least one organization in the hierarchy must be a legal entity. If there are several authors of the paper, and some are from the same institution, all institutions must be stated.

Title
It is in general interest to use the words in the title which are suitable for indexing and searching. If there are no such words in the title, it is advisable to attach the title heading.

Captions
It is recommended that the headings are numbered in Arabic numerals, e.g.: 1. The first heading, 2. The second heading, 2.1. The first heading of the second row, 2.2. The second heading of the second row, 3. The third heading.

Abstract and the summary
Abstract is a brief informative presentation of the paper content which allows the reader (and the participants in editorial process) to quickly and accurately assess its relevance. It is in the best interest of the author that the abstract contains terms often used for indexing and searching of articles. Components of the abstract are objective, methods, results and conclusion of the research.
Abstract should contain from 100 to 300 words, and it should be placed:

• in attachment between the title and keywords. The abstract must be written in a paper language. The paper written in Serbian language must also include an abstract in English or in Serbian if it si written in English. Abstract does not contain references.

Key words
Key words are terms that best describe the content of the paper for indexing and searching. They should be awarded retrospectively relying on international source (list, dictionary or thesaurus), which is widely accepted within a given scientific field.
The number of key words should be around 5 and not be greater than 10, and it is desirable to specify frequent words.
Key words are given in the language in which the paper is written and in the language in which the summary is written. They are placed immediately after the abstract or summary. Key words include those words that best describe the content of the paper for indexing and searching purposes, and which are assigned with a reference to an international source, most widely accepted within another scientific field.

Content of the paper
The paper should be relevant for scientific and professional public with clear, prominent objectives and research results, conclusion, references in the text and bibliographic unit at the end of the paper. Ideas in the paper must be original and significantly contribute to the research subject, and methodology must be clearly described.

Previous versions of the paper
If the paper at its previous version was presented in the oral form at the coference (under the same or similar title) that information should be listed in a separate note, usually at the bottom of the first page. Note mark should be placed at the beginning of the text. The paper which has already been published in other journals cannot be republished under the same or similar title.

Tables and charts
Tables and charts should be provided in uniform manner. It is desirable that they are prepared in the framework of the paper file. Each table, chart or image must be numbered in order of appearance in the paper, with the appropriate title (e.g. Table 2: Reliability of the variables). The name is written above the table or graph, while the source is listed below the table or graph. If the results of the author’s research are presented in the table or graph, the Author’s analysis is provided under the source.

Quotation in the paper
References to sources, verbatim or paraphrased, should be marked in the text which has been quoted by stating the last name of the author, year of the quote publication (and the page from which the quotation was taken) in the parentheses.
The quote must be literally compliant with the original (including punctuation mark, diacritics etc). In the first quotation of the foreign author, his/her name should be transcribed in Cyrillic letter, and in the parentheses the original name form should be stated.
The omitted parts of quoted text should be indicated with three dots in square brackets […].  Comments, objections, reconstruction of the quotes should also be listed in square brackets. Within quoted text, semi-quotation marks are used.

References
References typically include bibliographic resources (articles, monographs etc) and are given exclusively in the separate section of the paper, in the form of list of references. References are not translated or transliterated in the paper language.
For different types of bibliographic units, bibliographic data are differently stated. Rules of APA standards, outlined in the table below, must be respected. Non-standard, incomplete or inconsistent reference quotation will be one of the criteria for publication in the journal.